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Sector

Financial Inclusion & Digital Finance

Bringing the unbanked into a formal, accountable financial system.

The challenge

Somalia has some of the world’s highest mobile-money use, yet millions remain outside formal finance, with no credit history and no financial identity to build on.

Our approach

  • Accountable digital payment rails (Zeekash) that reach the unbanked
  • Credit information infrastructure that gives borrowers a verifiable record
  • Disbursement designed so every transaction is traceable

Isnaad delivers in this sector on digital rails that record every transaction.